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Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

What Our Customer's Are Saying!
"Keeping track of competitive rates before my renewal dates will keep me as a customer for a lifetime. Y'all have done very well saving me money year after year since 1999 and I refer you to everyone I know."
- S. Titlow (Facebook)



Auto Insurance Information

We take the hassle out of shopping for car insurance. Our experts work with multiple companies to bring you the best rates and coverage.
Spring, The Woodlands, Conroe, Tomball, Magnolia, Willis, Houston and Surrounding Areas throughout Texas


What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Thank you for your interest in Templeton Insurance Agency. We work with multiple A+ carrier so we can provide you the best insurance options and rates. Please feel free to call our office at 281-350-4999 and speak with an insurance agent, or you can email your questions and an agent will reply promptly.

Additional Resources:
Reduce Your Exposure to Intersection Auto Accidents
Who is the Better Driver - Men or Women?
Windshield Repair - Tips to Know Before Getting that Chip Repaired
Spring Texas Auto Insurance - We Don't Stop at the Sell


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