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Templeton Insurance Agency Blog

View the latest blog posts from Templeton Insurance Agency.

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. READ MORE >>

If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. The reason is that it might have been possible for you to avoid the accident. READ MORE >>

Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. One way to compare policies is to consider the insurance to value ratio. READ MORE >>

Has it been a while since you have reviewed your Auto Insurance coverage and rates?  Call Templeton Insurance Agency at 281-350-4999.  We will spend some time gathering your important information so that we can search through our multiple carriers to find the best coverage and rate to meet your personal needs. READ MORE >>

Five questions that can save you money on car insurance When it comes to car insurance, there are a number of ways to reduce your premium. And in today’s tough economic times, every little bit helps. Asking your local independent agent the right questions can mean big savings. READ MORE >>

Reduce Your Exposure to Auto Intersection Accidents Automobile crashes causing injuries and property damage occur at the highest rates in cities. One study indicates that 81 percent of crashes occur in urban locations. Another study reports that approximately 43 percent of auto accidents are intersection-related incidents. READ MORE >>

Backyard summer safety tips Here are 5 Backyard Summer Safety Tips for families looking to turn their backyards into a staycation hot spot. The Pool The Hazard: A backyard full of young children and adults looking for some relief from the hot sun. READ MORE >>

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